Fair isn't always equal.
FourtySixty helps couples with uneven incomes build wealth together—equitably. Split bills by contribution, save aligned, and grow as a team.
Trust + Growth
Grounded tools that respect your differences and align your goals for the long term.
Equitable splits
Contribute by income, not ego. Create custom ratios that feel fair to both of you.
Shared goals
Plan big purchases together while staying fair day‑to‑day. Build toward the future as a team.
Gentle nudges
Automated reminders that keep you aligned without friction or judgment.
Real couples, real scenarios
From new relationships to growing families—FourtySixty adapts to your journey.
Moving in together for the first time. Split rent 60/40 based on income, while tracking shared furniture purchases.
One partner reduced hours for childcare. Adjusted their split from 50/50 to 62/38 to keep things fair.
One partner went back to school. Temporarily covering most bills while maintaining transparency and partnership.
Similar incomes but different spending styles. Use FourtySixty to align on big goals like a house down payment.
Fair, not identical
Enter your incomes and shared bills. Our math computes equitable contributions so both partners carry a similar load relative to what they earn. Adjust the ratio anytime to match your values.
- ✓Transparent math and simple controls
- ✓Works with separate or joint accounts
- ✓Tracks progress toward shared savings goals
What couples are saying
We used to argue about bills every month. Now we just check the app and move on. Game changer.
Finally a tool that gets it. We don't make the same amount—why should we pay the same amount?
I went back to school and our income changed dramatically. FourtySixty helped us stay partners, not scorekeepers.
Why not just split 50/50?
When one partner earns $120k and the other $60k, a 50/50 split means one person pays 8% of income while the other pays 17%. That creates financial stress and resentment.
How is this different from Venmo?
Venmo tracks who owes whom. FourtySixty calculates fair contributions upfront based on your incomes, so there's no awkward settling up or keeping score.
What if our incomes change?
Adjust anytime in seconds. Career changes, raises, parental leave—life happens. Your split should adapt with you, not lock you into outdated ratios.
Is this just for married couples?
Not at all. Whether you're dating, engaged, married, or partners—if you share expenses, FourtySixty helps keep things fair and transparent.
What about privacy?
Your financial data is encrypted and private. We don't sell data, show ads, or share with third parties. Your relationship, your business.
Do we need joint accounts?
Nope. Keep your accounts separate or joint—FourtySixty works either way. It's about the math and fairness, not changing your banking setup.
Build wealth as a team
Join thousands of couples building finances that feel fair today and smart tomorrow. Set up takes 15 minutes. Cancel anytime.